Bank of Russia key rate today
The key rate is currently 14% per annum, in effect since 27 July 2026. Below are a chart and all changes since 2016: interest for late payment is calculated from these values.
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Bank of Russia key rate today
14 %
In effect since 27/07/2026. Before that — 14.25 %.
Bank of Russia data as of 15/10/2026, updated once a day.
Calculate interest for late paymentKey rate chart
History of key rate changes
| In effect from | Rate, % per annum | Change, pp | Days in effect |
|---|---|---|---|
| 27/07/2026 — to date | 14 % | −0.25 | 81 |
| 22/06/2026 | 14.25 % | −0.25 | 35 |
| 27/04/2026 | 14.5 % | −0.5 | 56 |
| 23/03/2026 | 15 % | −0.5 | 35 |
| 16/02/2026 | 15.5 % | −0.5 | 35 |
| 22/12/2025 | 16 % | −0.5 | 56 |
| 27/10/2025 | 16.5 % | −0.5 | 56 |
| 15/09/2025 | 17 % | −1 | 42 |
| 28/07/2025 | 18 % | −2 | 49 |
| 09/06/2025 | 20 % | −1 | 49 |
| 28/10/2024 | 21 % | +2 | 224 |
| 16/09/2024 | 19 % | +1 | 42 |
| 29/07/2024 | 18 % | +2 | 49 |
| 18/12/2023 | 16 % | +1 | 224 |
| 30/10/2023 | 15 % | +2 | 49 |
| 18/09/2023 | 13 % | +1 | 42 |
| 15/08/2023 | 12 % | +3.5 | 34 |
| 24/07/2023 | 8.5 % | +1 | 22 |
| 19/09/2022 | 7.5 % | −0.5 | 308 |
| 25/07/2022 | 8 % | −1.5 | 56 |
| 14/06/2022 | 9.5 % | −1.5 | 41 |
| 27/05/2022 | 11 % | −3 | 18 |
| 04/05/2022 | 14 % | −3 | 23 |
| 11/04/2022 | 17 % | −3 | 23 |
| 28/02/2022 | 20 % | +10.5 | 42 |
| 14/02/2022 | 9.5 % | +1 | 14 |
| 20/12/2021 | 8.5 % | +1 | 56 |
| 25/10/2021 | 7.5 % | +0.75 | 56 |
| 13/09/2021 | 6.75 % | +0.25 | 42 |
| 26/07/2021 | 6.5 % | +1 | 49 |
| 15/06/2021 | 5.5 % | +0.5 | 41 |
| 26/04/2021 | 5 % | +0.5 | 50 |
| 22/03/2021 | 4.5 % | +0.25 | 35 |
| 27/07/2020 | 4.25 % | −0.25 | 238 |
| 22/06/2020 | 4.5 % | −1 | 35 |
| 27/04/2020 | 5.5 % | −0.5 | 56 |
| 10/02/2020 | 6 % | −0.25 | 77 |
| 16/12/2019 | 6.25 % | −0.25 | 56 |
| 28/10/2019 | 6.5 % | −0.5 | 49 |
| 09/09/2019 | 7 % | −0.25 | 49 |
| 29/07/2019 | 7.25 % | −0.25 | 42 |
| 17/06/2019 | 7.5 % | −0.25 | 42 |
| 17/12/2018 | 7.75 % | +0.25 | 182 |
| 17/09/2018 | 7.5 % | +0.25 | 91 |
| 26/03/2018 | 7.25 % | −0.25 | 175 |
| 12/02/2018 | 7.5 % | −0.25 | 42 |
| 18/12/2017 | 7.75 % | −0.5 | 56 |
| 30/10/2017 | 8.25 % | −0.25 | 49 |
| 18/09/2017 | 8.5 % | −0.5 | 42 |
| 19/06/2017 | 9 % | −0.25 | 91 |
| 02/05/2017 | 9.25 % | −0.5 | 48 |
| 27/03/2017 | 9.75 % | −0.25 | 36 |
| 19/09/2016 | 10 % | −0.5 | 189 |
| 14/06/2016 | 10.5 % | — | 97 |
How to use it
At the top of the page are the current rate and the date from which it applies.
The chart shows how the rate has changed; hover over it to see the rate on a given date.
The table lists every change: the date, the new rate, how much it changed and how many days it was in effect.
To calculate late-payment interest at these rates, open the penalty calculator — it will split the term into periods itself.
Frequently asked questions
Used together with this
Payment claim
A pre-trial claim to the debtor: debt, interest, deadline and payment details.
Penalty and interest calculator
Interest under Article 395 of the Civil Code and contractual penalty — with a calculation by period.
Letter of guarantee of payment
A letter confirming the debt and the date by which it will be paid.
Letter on change of bank details
A notice to counterparties of new bank details.
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