Articles
Deal documents, calculations and claims — brief and to the point. Every article has a tool that does the same thing in a minute.
Penalty or interest under article 395: what to claim from the debtor
For late payment, you can collect a contractual penalty or interest at the key rate. At the same time, it is usually impossible. We understand what is more profitable and how to count.
Surcharge and margin: what is the difference and how to count one into another
The margin is considered from the cost, the margin from the sale price. The same profit gives different interest, and confusion costs money. Formulas, table and examples for wholesale.
Commercial offer for wholesale: structure and what it should be
The wholesale buyer compares offers by numbers: price, lot, term, payment terms. We analyze the structure of the commercial offer and the errors due to which it is not answered.
How to allocate VAT from the amount and accrue from above: formulas and rates
Separating the tax from the amount and accruing it from the top are two different calculations, and they are constantly confused. Formulas for betting 22, 10, 7 and 5% with examples.
Payment Guarantee Letter: Is It Legally Valid
A letter of guarantee does not create a new guarantee, but confirms the debt - and this is useful to the lender. We understand what it gives, what to write in it and how it is dangerous to the debtor.
Power of attorney M-2: who needs and how to fill
By proxy M-2 employee or forwarder receives the goods from the supplier. We understand when they will not ship without it, which fields are required and for how long it is issued.





